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Insurance and Billing

Oak Lawn Endoscopy Center accepts most major insurances. As a courtesy to you, we will bill your insurance carrier for you; however, we cannot tell you what your policy will cover. Since your insurance policy and coverage is between you and your carrier, we urge you to contact them prior to your procedure. You will be responsible for any co-pays and/or deductibles. We accept cash, check or credit card.

You will receive an easy to understand, all-inclusive bill for the services provided at Oak Lawn Endoscopy Center. You can also expect a bill from your surgeon and anesthesiologist.

We do not accept Advocate Health. If you have Advocate Health, you will need to have your procedure done at the hospital.

We accept the following insurances:

  • Advanced Physician Association (Trinity)
    • Blue Advantage HMO
    • HMO of Illinois
    • Unicare HMO
  • Aetna HMO
  • Aetna U.S. National Advantage Program
  • Aetna U.S. Health Care PPO & EPO
  • Aetna U.S. Health Care POS
  • Beech Street/PPO Next
  • BCBS Illinois PPO
  • BCBS Illinois-Blue Choice
  • BCBS Illinois-Blue Choice Select
  • Cigna Health Plan of IL PPO & EPO
  • Cigna Health Plan POS
  • Cigna Health Plan HMO
  • Cofinity
  • First Health (now called Coventry)
  • Great-West Healthcare PPO, EPO, POS
  • Great-West Healthcare HMO
  • Health Dynamics
  • Health Alliance (PPO, HMO, POS)-contract through SCMCO-FFS
  • Health Links
  • HFN WC
  • Humana Choice Care PPO
  • Humana Gold Choice
  • Humana Health Plan PPO (National PPO)
  • Humana Health Plan EPO (National EPO)
  • Humana Health Plan POS (National POS & Choice POS)
  • Local 1546 Health and Wellfare Fund
  • Medicare
  • Multiplan
  • PPO Next-See Beech Street
  • Preferred Network Access
  • Preferred Plan/Interplan/Health Smart
  • Private Healthcare Systems (owned by Multiplan)
  • Railroad Medicare
  • Senior Care Partners
    • Health Springs HMO
  • Southland IPA Group #444-Main Contract
    • Blue Advantage HMO
    • HMO of Illinois
  • Unicare PPO
  • Unicare Select Plus/Choice Plus POS
  • Unified Physicians Network (IPA)-Main Cotnract Group #435
    • Blue Advantage HMO
    • Harmony
    • HMO of Illinois
    • Humana
    • Wellcare
  • United Healthcare of Illinois PPO
    • Evercare HMOPOS
    • Secure Horizons Medicare Direct Retiree.PFFS
    • AARP Medicare Complete HMO via Secure Horizons
  • United Healthcare of Illinois HMO
  • United Healthcare (Goldenrule)
  • Union Health Services
  • Wellcare

The Cost of Your Procedure

Because you are responsible for costs for covered healthcare services until you reach your deductible, you should comparison shop if you elect to have a nonemergency procedure.

You can use tools like Healthcare Bluebook and the Medicare Procedure Price Lookup (for Medicare patients).  Many health insurance websites also provide information on where to find in-network services.

Planning a Procedure on a HDHP

A High-Deductible Health Plan (HDHP) is a plan with a higher deductible than a traditional health insurance plan.
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Managing Healthcare Cost

A High Deductible Health Plan (HDHP) can be a wise way to save money on health insurance and take a proactive role in your healthcare.
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Understanding Your Insurance

Health insurance is an agreement between you and an insurance company of your choosing.
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